Difference Between Bull Market and Bear Market

Investing in stocks

The stock market is responsible for the growth of nation’s economy. Investing in stocks is partaking in the economy. And it is commonly understood that a country’s economy is its pulse. This pulse depends on various factors. Depending on situations, the market could be up, or it could be down. In financial terminology, upmarket is called a Bear market and a down market is termed a Bull Market. A Bear market is when the stocks rates are rising, and the entire market scene is upbeat. On the contrary, if the…

Read More

Bust your travel Insurance Myths in One Minute

Bust your travel Insurance Myths in One Minute

Travelling is always a fun thing to do in your leisure time and it definitely takes away the monotony of your daily life. Before every trip that we have, we plan in a certain manner like packing  the bags, booking the best of the hotels and look for the best of transits. But most of us forget the most important element without which the trip can turn into a nightmare real soon. There are a lot of myths entangled with travel insurance which you need to get rid of so…

Read More

Get benefits and advantages of availing personal loan facilities

Get benefits and advantages of availing personal loan facilities

Just like your vehicle loan, you might also need loans for buying commodities. This can range from a food processor to a refrigerator. According to the credit of the customer, loans are made available. It depends on many reasons on how much of money will be granted. But if your credit is low and is needed for a loan, a bank loan might not help. Instant loan has its benefits Having a poor credit may not be welcomed by the banks and financial institutions. Loans are given according to certain…

Read More

Intraday Basics for Beginners

Intraday Trading

The newbies who are yet to test the waters of the stock market may have heard these jargons many times- Procter Gamble is a buy call with the target price 1288 and a stop loss of 1280. So, what does that mean? Well, the call is placed for intraday trading – a popular form of trading among investors. Intraday Trading refers to the trading of stocks, ETF on that particular day. You can buy and sell the shares within a short period without having to buy the physical certificates. You…

Read More

An overview of Corporate Restructuring

Corporate Restructuring

Corporate restructuring is the procedure of bringing about changes in the organisation of a company’s multiple business portfolios so that they become a moreprofitable venture. In simple terms, it is changing the order of the structure of the business to gain more profits from its processes that are conducive to the present situation. The decision-making panel involved in corporate restructuring appoints legal and financial advisors to watch over the transaction details and the conciliation. In some cases, a CEO is appointed specially to take these decisions for the company in…

Read More

Five Money Management Mantras For Women To Follow In 2018

Money Management tips

Women indeed wear multiple hats! On any given day, they play at least ten different roles –housekeeper, chauffeur, cook, tutor, caretaker, coach, all while being employed in a full-time or part-time job. Unfortunately, amidst this wide array of responsibilities, women often neglect a crucial aspect of their life – managing their own finances – and leave that to somebody else.  While it’s true that most women are in charge of paying the household bills, what they often fail to do is do is any personal financial planning.  This means retirement…

Read More

How to save tax in the coming year

How to save tax in the coming year

When it comes to investing in tax saving schemes, your mantra should be: The sooner, the better. We explain how you can save tax in the new year. There is a mad scramble to file your taxes at the close of every financial year. It is a chaotic process that results in a loss of both time and money. Your accountant might ask you to make fresh investments in a bit to save tax. It is always better to get a proper start on saving tax through the means of…

Read More

Self-employed, and looking to buy a house…

Self-employed, and looking to buy a house…

We list the factors that housing finance companies look for when approving loan requests for self-employed professionals. It has become something of a norm to borrow a housing loan to finance a home purchase today. But while most applicants are salaried professionals, a fair few are self-employed professionals/non-professionals – and they might find the going a bit sticky. Banks and financial institutions are careful about approving loan requests from self-employed persons, mostly because their annual income may be erratic and put their repayment capability in jeopardy. The following are 5…

Read More

Deposit Your Idle Money In Savings Account And Keep It Safe

learn about the basic savings account

The first account when you start banking is a savings bank account. It is a basic account where you can put your extra cash and the bank pays an interest on the amount.  Instead of lying idle in your purse, the extra cash helps you earn a little interest when deposited in the savings account. There are other types of accounts like the current account, salary account and the money market account which you can operate in a bank. Let us learn about the basic savings account in this article.…

Read More

6 steps to ensure that your personal loan application is approved

personal loan application is approved

When you need money, getting a personal loan is an instant solution. A loan helps with emergency cash requirement, arranging for scholarships, and augmenting earnings from part-time work. Though personal loans carry high interest rates because of its unsecured nature, it can come handy when in need. If you want money to meet basic expenses, fund your wedding or plan a vacation, getting a personal loans can be a wise decision. However, getting approved for a personal loan can be a difficult task as banks are looking for a lot…

Read More